Terms of Use

User - a legally competent individual, who has reached the age of 18 years and has the legal right to join contractual relationship with the Insurer, as well as place an order for purchasing of an insurance policy on the Site or App, using the services, or indicated as the recipient of the service (Insured).

The Company - Intime LLC, a limited liability company under the laws of Russian Federation, is a provider of insurance services of partner insurance companies based on agency agreements.

Site - Site www.tripinsurance.us

App - https://apps.apple.com/us/app/tripinsurance/id1437387880?_branch_match_id=766199695685106650 (IOS) and https://play.google.com/store/apps/details?id=ru.tripinsurance.android.app&_branch_match_id=766199695685106650 (Android)

Insurer - Absolut Insurance Ltd. , Licenses of the Central Bank of the Russian Federation СЛ N 2496, СИ N 2496

Contract - Insurers public offer agreement, processing of which is confirmed by the issuance to the User of the insurance policy.

Order - a duly executed User’s request for obtaining the service of processing of an insurance policy.

Insurance Policy - a document submitted in the prescribed form, which contains a facsimile reproduction of the original stamp and the Insurer’s signature, and confirms that the User enters into insurance contract with the Insurer.

  1. The User agrees with the present Agreement and Policy Wording of the Insurer by clicking «Pay» button on the final stage during the processing Order on the Site. According to the present Policy Wording and Contract, the User confirms his legal and dispositive capacity, financial sufficiency, and also recognizes responsibility for obligations, assigned to him as a result of the Contract processing. The User confirms accuracy of his personal data, as well as data of the Insureds and assumes all responsibility for their validity, completeness and accuracy. The User assumes all possible commercial risks (placing a new order, changing the insurance premium, refund and etc.) connected with his faulty actions of making mistakes, inaccuracies in personal data provision.
  2. The insurance contract can be terminated by the User's decision within 72 hours from the payment without penalty. The refund of 100% of the insurance premium is made to the User’s bank card from which the payment was made.
  3. During the registration (placing an Order) on the Site, the User provides the following information: last name, first name, email, phone number to clarify the information.
  4. Providing personal data, the User agrees to its processing by the Company and the Insurer, including for the purpose of promoting the Company’s services, as well as for the transmission of such personal data and their processing by the Insurer for the purpose of enforcing of the insurance contract concluded by the User.
  5. If the User does not want the personal data to be processed, the User should contact support@tripinsurance.us, and after the request User’s personal data would be deleted from the databases of the Company and the Insurer.
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